Melbourne mortgage & finance broker
Smarter finance for your first home
Home loans, business loans, car loans and asset finance. We compare options across our lender panel and guide you from the first chat to settlement, anywhere in Australia.
Call Naresh: +61 430 402 380
AU
Australia-wide, based in Melbourne
What we do
Finance for every stage of life and business
One broker, one conversation, many lenders compared. Choose the loan you need.
First home, next home, investment or refinancing, with options compared for you.
Working capital, expansion, commercial property and lines of credit.
Trucks, machinery and equipment, while keeping cash in your business.
Repayment calculator
What could your repayments be?
Move the sliders for a quick estimate. We then find real loan options that fit your budget.
Estimate only. Assumes principal-and-interest repayments at a constant rate for the whole term, and excludes fees and charges. It is not a loan offer or credit advice.
Why Truevalue Mortgage
Personal advice from a Melbourne mortgage broker who knows your name
Truevalue Mortgage is led by Naresh Kumar, a Commerce graduate and former real estate agent who now helps families, first home buyers, investors and business owners find the right lending. He holds the Diploma of Finance and Mortgage Broking Management.
Wide lender choice
Banks and non-bank lenders compared for you.
One point of contact
Naresh handles your file from enquiry to settlement.
Australia-wide
Meet in Williams Landing, by phone or on video.
Free first chat
No cost and no obligation to talk it through.
How it works
Your loan in three simple steps
01
Book a chat
Pick a time that suits you: phone, video or at our Williams Landing office.
02
Share your goals
We look at your situation, borrowing capacity and what you want to achieve.
03
Compare and settle
We compare suitable options, lodge your application and manage it through to settlement.
Our promise to you
The service you can expect from Naresh
Truevalue Mortgage is a new, independent brokerage. Here’s what every client can count on.
Home loans, explained clearly
I’ll walk you through every step of your home loan in plain English and answer all your questions, so the process feels smooth and stress-free.
Refinancing, step by step
If you’re thinking of refinancing, I’ll help you understand your options, show you the numbers, and guide you through each stage.
Business finance that fits
I take the time to understand your business and its finance needs, then explain the options available clearly before you decide.
— Naresh Kumar, Truevalue Mortgage
Does it cost anything to use a mortgage broker?
Your first consultation is free and there is no obligation. Before we go ahead, we explain how we are paid, including any lender commissions, in our Credit Guide.
How much can I borrow?
It depends on your income, expenses, existing debts and the lender. Use our repayment calculator for a rough idea, then book a free assessment for a proper figure.
Can you help if I am self-employed?
Yes. We compare lenders that work with self-employed borrowers and help you prepare the documents they usually ask for.
Do I need to visit your office?
No. We help clients all over Australia by phone and video. You are also welcome to meet us in person at our Williams Landing office.
What documents will I need?
Usually ID, proof of income such as payslips or tax returns, recent bank statements and details of any debts. We give you an exact checklist for your loan.
Ready to find out what you can borrow?
Leave your details and Naresh will call you back within one business day, or reach out directly.
+61 430 402 380